STDfunding — Save the Day Funding — provides asset-based private money loans for builders, investors, and operators across the Richmond metro. Residential flips, commercial acquisitions, new construction, and other business-purpose deals secured by real estate.
Have a shovel-ready lot or an infill project? Save the Day Funding will cover a large portion of construction cost with the land serving as collateral. Funds are released through a structured draw schedule as work progresses — keeping your project moving without unnecessary holdbacks.
Short-term financing for acquisitions and renovations on investment properties. If you have a clear plan, a defined exit strategy, and the asset makes sense, STDfunding can move quickly to get your deal funded and to closing.
Need to acquire a commercial property quickly and conventional financing won't move fast enough? Save the Day Funding can provide partial funding on commercial acquisitions where timing is critical and the collateral is solid.
Send the property address, the amount you need, your plan, and your exit strategy. No lengthy applications up front — just the basics. You can call (804) 307-2247 directly or submit the form below.
STDfunding uses a heavy asset-based underwriting approach. We look at the collateral first — the property, the plan, and the numbers. Most deals receive an initial response within 48 hours. We'll ask questions, not run you through red tape.
If the deal qualifies, we move fast. Closing timeline depends on clear title, completed underwriting, and documentation being in order on both sides. Save the Day Funding is built to execute — not drag its feet.
STDfunding — Save the Day Funding — is a Richmond-based private lender. Our primary focus is the City of Richmond and the counties and independent cities that immediately surround it. We know this market, we understand local values, and we move fast because we're local.
We will consider deals in areas just beyond this footprint on a case-by-case basis. Call us and let's talk about the deal — geography alone won't be the deciding factor.
We know Richmond-area property values — no guesswork on collateral
Local title companies, attorneys, and closers we trust
We can drive the property — decisions are made by someone who's been there
No out-of-state bureaucracy slowing your deal down
No walk-in office required — we close deals, not appointments
Save the Day Funding is a Richmond-based private money lender. We focus on Central Virginia real estate transactions that require speed, structure, and a practical collateral-first review. When the deal makes sense and the asset is solid, we find a way to move.
We work with business-purpose borrowers only — builders, investors, and operators acquiring, renovating, constructing, or refinancing non-owner-occupied properties through LLC entities. No primary residences. No consumer loans. No exceptions.
STDfunding was built for the deals conventional lenders can't — or won't — touch. If you need capital fast and have a project worth funding, let's talk.
Business-purpose, non-owner-occupied deals only
Residential flips, new construction, commercial acquisition
LLC borrowers with a clear plan and defined exit
Builders, investors, and operators in the Richmond metro
Short-duration deals where speed and execution matter
Give us the basics. We review every deal personally and get back to you fast. Prefer to talk? Call us directly.